We’re all pretty much aware of the devastating condition of the Greek financial system but this shocking video reveals why the majority of the problems faced by Greece are very much self inflicted by government inflated salaries and an over-reliance on public sector jobs.

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How Valentine’s Day affects male spending behaviour

The great people at Boticca have put together a fantastic infographic on mens’ spending behaviour over the Valentine’s period, as usual we in the UK are bang in the middle but we clearly spend a significant amount of money on our partners every year! I suppose you’d expect some top tips on saving money over this period but I’m not going to help you out. There are certain times of year you have to let your hair down and spend some of that hard earned money so go ahead and buy something amazing for that special person in your life and let them know how much you care.

 

What Men Buy for Valentine's Day

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money saver piggy bank
Image courtesy of 501k

Money saver? Sure you are!

We all want to save money for future, to save what we have now to put aside for the things we want in the future both for ourselves and for our families. It’s never easy to keep hold of what we have and in favour of spending on the things we want now but with a little patience and perseverance there’s almost always a way to save some cash.

So here’s my list of the 20 ways to become a money saver instead of a money squanderer.

1 Savings
If you dont have a savings account, isa or an equivalent open one today. there are hundreds to choose from to suit your lifestyle and personal banking habits.

2 Save early
Preferably put some money the same day you you get paid. whatever try not to touch that cash, consider placing it in a high interest account to incentivise yourself.

3 Start with small savings
If your new to saving try holding to just a small part of your income each month. we all have unexpected expenses at times and there’s nothing more demoralizing than having to ‘dip in’.

4 Economise
I know I hate that word too but just think how much you could save by planning your shopping in advance. preparing meals instead off buying ready made and looking cheaper alternatives.

5 Buy online
There are great deals online that completely outstrip many of the high street competitors so shop around for that bargain or special offer.

6 Vouchers and coupons
There are a huge number of these available for every service and product you can imagine even big brands, a simple search online can reveal many of these and even better they’re often matched in store without the voucher.

7 Avoid credit
Now more than ever we know the value of avoiding huge credit repayments so go ahead chop up those credit cards.

8 Save with loans
Ok after sidestepping that credit land mine you might be even more terrified at the thought of a loan but for some things in life its just impossible without a large chunk of cash. its important to remember that super saver always use loans instead of credit as the interest rates are so much cheaper.

9 Buy own brand
Not the saving they once were but own brand goods continue to be significantly cheaper than big brand items whether its shoes or baked beans.

10 Save clever
saving clever isn’t just about pitting money away but knowing when to spend. treat yourself in moderation, set goals for your savings and when you achieve them reward yourself, which doesn’t mean blow it on a new car or weekend in Vegas!

Becoming a money saver is not am easy process and it takes time and commitment but when you achiece a financial goal it can be immensely rewarding and relieve a great deal of pressure. so go ahead start your journey to becoming a money saving supremo!

If you have any other money saver tips please post a comment :)

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Update:
It seems the decision has been made to begin the quantitive easing process within Europe with a €60bn investment, further details can found here. We can only hope there’s no kickback from this action in the coming months.


For months now we have heard nothing but news of the steady decline of the Euro zone, we’ve seen Prime Ministers replaced, austerity measures imposed on struggling nations and even major cutbacks within our. We continue to suffer major inflation worries and it seems there’s no end in sight to this financial disaster, what’s worse is that when financial solutions are offered there is further delay and infighting between the political powers of Europe.
Now finally it seems to have come to a head with Europe seriously discussing the possibility of printing more money or ‘quantitive easing’ as it’s known in some circles, to try to bail out those countries teetering on the brink of financial annihilation. Although some have backed this strategy it seems the major player in Europe, Germany, are still standing their ground on the issue preferring to continue imposing further spending cuts on the struggling nations of Europe rather than risk greater increases in inflation.
But can Germany really withstand the growing pressure to act? Well for now their strongest partner France have made little serious attempt to force the issue and with their fear of a repeat episode of the Deutsch Mark collapse it seems they’re likely to remain stubborn on the issue. Furthermore with every pressure and failing placed on the struggling financial nations in Europe their position as a sound centre of investment has grown.
Britain it seems is in no position to complain, despite initiating our quantitive easing campaign this initially £200 billion then a further £75 billion was announced this year , it seems we remain one of the most secure investment regions in Europe, though our economy continues to slow.

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Following the protest march in New York it seems the US government has finally decided to step in and deal with the protesters by shutting down their main camp and protest headquarters. The protesters who are unhappy with the state of the US economy made their feelings known as they marched the streets of New York in a bid to shut down Wall Street stock markets.

Although large numbers attended it seems they were unsuccessful as police had the location well barracked and under heavy guard, they did however cause some disruption in the streets themselves.

Following the protests and the return to their camp the US government stepped in and began evicting the protesters on the basis of health and safety regulation breaches. This protest has been linked to a similar occurrence in the UK with protesters camping outside St. Pauls Cathedral in London to raise awareness of greed and inequality within the financial system and society.

Although originally planned to shut down the London stock exchange protesters were foiled and forced to fall back to lands around St. Pauls. Protesters were given the 17th of November as a deadline to vacate the area around St.Paul’s but it seems have as yet mead no effort to withdraw from the area.

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