Money saver? Sure you are!

We all want to save money for future, to save what we have now to put aside for the things we want in the future both for ourselves and for our families. It’s never easy to keep hold of what we have and in favour of spending on the things we want now but with a little patience and perseverance there’s almost always a way to save some cash.

So here’s my list of the 20 ways to become a money saver instead of a money squanderer.

1 Savings
If you dont have a savings account, isa or an equivalent open one today. there are hundreds to choose from to suit your lifestyle and personal banking habits.

2 Save early
Preferably put some money the same day you you get paid. whatever try not to touch that cash, consider placing it in a high interest account to incentivise yourself.

3 Start with small savings
If your new to saving try holding to just a small part of your income each month. we all have unexpected expenses at times and there’s nothing more demoralizing than having to ‘dip in’.

4 Economise
I know I hate that word too but just think how much you could save by planning your shopping in advance. preparing meals instead off buying ready made and looking cheaper alternatives.

5 Buy online
There are great deals online that completely outstrip many of the high street competitors so shop around for that bargain or special offer.

6 Vouchers and coupons
There are a huge number of these available for every service and product you can imagine even big brands, a simple search online can reveal many of these and even better they’re often matched in store without the voucher.

7 Avoid credit
Now more than ever we know the value of avoiding huge credit repayments so go ahead chop up those credit cards.

8 Save with loans
Ok after sidestepping that credit land mine you might be even more terrified at the thought of a loan but for some things in life its just impossible without a large chunk of cash. its important to remember that super saver always use loans instead of credit as the interest rates are so much cheaper.

9 Buy own brand
Not the saving they once were but own brand goods continue to be significantly cheaper than big brand items whether its shoes or baked beans.

10 Save clever
saving clever isn’t just about pitting money away but knowing when to spend. treat yourself in moderation, set goals for your savings and when you achieve them reward yourself, which doesn’t mean blow it on a new car or weekend in Vegas!

Becoming a money saver is not am easy process and it takes time and commitment but when you achiece a financial goal it can be immensely rewarding and relieve a great deal of pressure. so go ahead start your journey to becoming a money saving supremo!

If you have any other money saver tips please post a comment

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